InCover is a small business insurance specialist that identified the growing need of Australian small business and professionals for a simple online solution for their insurance needs. Many small business owners faced with the traditional broking model find it slow moving and inflexible while difficult to find the information they need.
Currently we support a limited number of industries and professions, but we are adding more all the time.
Your industry not covered yet? Drop us a line and we'll let you know when it is.
InCover is a leading Australian online insurance agent for small businesses and professionals. As a small business insurance specialist we identified the growing need of Australian small business and professionals for a simple online solution for their insurance needs. Many small business owners faced with the traditional broking model find it slow moving and inflexible while difficult to find the information they need. As a business owner you are looking for instant information, competitive pricing and the ability to immediately fulfil your requirements online.
Industry Cover has developed simple to understand, cost effective insurance solutions, that are available immediately online. We have a comprehensive knowledge base at your disposal that will answer your questions and give you the insurance information you need to make effective decisions for your small business. InCover's online offering is supported by a dedicated, Australian based team of insurance specialists who provide Professional Indemnity Insurance, Public Liability Insurance, and Small Business Insurance.
InCover's professional and business insurance policies of the following benefits:
Security & Certainty - InCover's policies are underwritten by certain underwriters at Lloyd's, and provide policy holders with the widest Public and Products Liability cover available, at extremely competitive premiums. With the backing of underwriters at Lloyds you have peace of mind that cover will be there when you need it.
Simplicity & Ease of Use - InCover's Public and Products Liability insurance policies are accessible online and take minutes to complete. From obtaining a quote to printing out policy certificates it will only take 5 minutes.
It's completely paperless! - Save your policy documents online in your "My InCover" section of the website for easy access anytime.
Industry Cover Pty Ltd is an authorised Corporate Distributor of Trafalgar Risk Management Pty Ltd Australian Financial Services Licence No: 344231 Underwriting of the insurance policies is provided by certain underwriters from Lloyds.
InCover's Market Stall Liability Insurance has been designed to meet the specific needs of the Australian Market Stall operator.
Are you looking for general public liability insurance or product liability insurance for your market stall business or party plan venture? If you operate or are setting up a new market stall business you will need to consider public liability and product liability insurance protection for unforeseen legal action against you. Unfortunately your legal liability can extend to situations you never thought possible, and without the right insurance protection you could be left financially exposed.
Market stall liability insurance covers party plan events, lifestyle markets, outdoor trash and treasure markets, charity events, produce market stalls, ecommerce stalls and many other types of stallholders. Many market operators require stall holders to show a certificate of currency for their liability insurance just to be able to open their stall. With B Cover insurance you can print off your documents in minutes.
Consider both public liability and product liability when assessing your insurance requirements. Some insurance policies will only offer public liability and exclude product liability cover which you may need if the product or service you sell inadvertently cause damage or injury to customers.
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InCover's IT Contractor Professional Indemnity Insurance has been designed to meet the specific needs of the Australian contractor market.
Are you looking for professional indemnity and general liability insurance for your IT business? Have you just set yourself up as an independent contractor?
So many people are releasing themselves from work at large organisations to run their own IT Contracting business. Programmers, System Engineers, Network Specialists, Server or System Maintenance Technicians, Game Coders, Business Analysts and IT Project Managers all need to consider professional indemnity and general liability insurance requirements. Because you no longer work for the big organisation as an employee, you are no longer covered by their insurance. Many tenders for contract work require bidders to produce a certificate of currency for their professional indemnity insurance before they can participate in the tender.
You need to consider, just because you operate remotely does not mean that your actions or non-actions can inadvertently cause loss to other businesses or people you work with. Even if you're not in the wrong, it can be very expensive just to defend frivolous litigation. Make sure you have appropriate professional indemnity and general liability insurance for your IT business.
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InCover's Web Designer Professional Indemnity and Public Liability Insurance has been designed to meet the specific needs of the Australian contractor market.
Are you looking for professional indemnity and general liability insurance for your website development agency or consultancy business? Have you just set yourself up as an independent contractor?
So many people are releasing themselves from work at large organisations to run their own agency or online business. Web Developers, Bloggers, Webmasters, Content Managers, Copywriters, Freelancers, Search Marketers and SEO Consultants all need to consider professional indemnity and general liability insurance requirements. Many tenders for contract work require bidders to produce a certificate of currency for their professional indemnity insurance before they can participate in the tender.
You need to consider, just because you operate remotely or via a platform does not mean that your actions or non-actions can inadvertently cause loss to other businesses or people you work with. Unfortunately you can find yourself facing financial ruin if someone sues you or your business. Even if you are not in the wrong, it can be very expensive just to defend frivolous litigation. People who produce work on platforms like Freelancer.com or ODesk are just as vulnerable to legal action. Make sure you have appropriate professional indemnity and general liability insurance for your web development agency or contracting business.
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